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October 17, 2021 | Doug Sauder
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“Honor the Lord with your wealth and with the firstfruits of all your produce.”—Proverbs 3:9 (ESV)
Today, we’re going to give you ten practical steps to sound, biblical money management. The purpose of these steps is to help you craft a budget that honors God and works for your financial situation. Before we start, here are four principles we want you to remember as you work through these steps.
First, as we’ve said over and over again this week, it’s all about the condition of your heart. When we approach our finances with the understanding that God owns it all (Psalm 24:1), our perspective shifts and we’re freed up to honor the Lord with what is His.
Second, we need to make giving to the Lord our first priority (Malachi 3:10; 1 Timothy 6:17–19). Managing our finances is a test of our faithfulness, so we need to ensure we are putting God and His kingdom first (Matthew 6:33). When we do, He promises that all else will fall into its rightful, intended place in our lives.
Third, for a budget to work we need to ensure we’re spending less than we make (Proverbs 21:20; Luke 12:16–34).
Fourth, avoid using credit; don’t accumulate debt for yourself. Bondage is bad (Proverbs 22:7; Psalm 37:21). If you can’t pay for it, don’t buy it!
So, here are your steps to financial freedom. We guarantee that if you implement these things into your daily life and stick with them, you will see a change in your financial situation, and you will have the freedom to live generously and honor God.
PRACTICAL STEPS TO FINANCIAL FREEDOM:
If you need further assistance, contact the Stewardship Ministry at 954-556-4499. For now, we encourage you to use this free software to help you craft your budget.
Danny Saavedra has served on the staff of Calvary since 2012, managing the Calvary Devotional and digital discipleship resources. He has a Master of Arts in Pastoral Counseling and Master of Divinity in Pastoral Ministry from Liberty Theological Seminary. His wife Stephanie, son Jude, and daughter Zoe share a love of Star Wars, good food, having friends over for dinner, and studying the Word together as a family.